Changing Insurer
Is it safe to move?
Moving your personal / family / joint cover
When thinking of changing insurer, it is vital to seek expert advice. Many factors determine how different insurers will accept you and what makes one more suitable for you than the next, including:
- your current underwriting method
- how long you have been with your current insurer
- the cover options you selected with your existing plan
- the current/renewal price
The biggest factor to be considered though is how any existing or recent medical history will or won't be covered by a new insurer.
By understanding all of these factors, we can not only advise which insurer is most suitable for you but WHY they're the most suitable.
Moving to personal cover from a company plan
If you have been a member of a plan through an employer and are leaving the scheme, you may want to look at personal cover. This can be daunting as you've been used to having the security of the plan but without the need to understand how the plan is built or even the costs involved.
Moving from a company scheme to personal plan can be much more difficult and costly if the right options are not investigated.
If you're currently leaving a company scheme, contact us and we'll guide you through the process.
